Postcards Work

April 3rd, 2009

What’s the fastest, simplest and cheapest way to promote just about any business?

The answer is postcards sent by direct mail. You can get your message to a targeted group of prospects or to your existing customers for a cost of about 25 to 30 cents each including postage. You can actually send someone a postcard every 30 days for only $3 a year. Postcards Work.

You can generate leads, create sales, ask prospects to give you a try or convince existing customers to buy more or buy more often. Postcards Work.

What are the 2 biggest secrets of marketing with postcards?

1. Regular, repeated mailings are the way to create big predictable results. When you mail every 30 days for a year you will cause a dramatic growth in your business. People respond to repetition. If you are a parent you know how hard it is to refuse repeated requests for a cookie or a desperately wanted toy. If you are not a parent, I’m sure you remember asking, even begging for a toy, treat or permission to stay up past your bedtime until your parents finally gave in. Your customers and prospective customers are similar. They need to be asked repeatedly too. Postcards Work.

2. There are really only 4 reasons people don’t buy your products and services. Look at your own buying behavior and see for yourself if you believe me when I tell you these 4 apply to you too.

a) No need.

When people don’t buy from you, it’s because they don’t want what you are offering. They may need what you are offering and not know or acknowledge that need, but the bottom line is they don’t want it.

Save lots of time, effort and money by targeting your postcard mailings to groups of people who have demonstrated they want your product or service or one’s similar to yours and then mail to them. Follow at least this one piece of advice and become more profitable immediately.

Examples of those who have demonstrated they want your products and services are:

1. your own customers,
2. your competitor’s customers and
3. people who have bought products and services which your products and services supplement or complement.

Target your marketing. Promote your business exclusively to people likely to have a strong desire for the benefits provided by your product or service.

Postcards Work.

b) No money.

Businesses and consumers don’t usually avoid purchases because they don’t have or can’t get the money necessary to purchase. They usually don’t buy because they decide buying something else is more important to them (like food).

You can get them to buy from you by making it clear to them that buying your product or service will get rid of something they don’t want or will get them something they do want or will get them more of something they already have that they like having.

It is your job to get your people and businesses to see that your products and services give or get them what they really want. Consumers and businesses rarely avoid buying something because they don’t have (or can’t get) the money needed to make the purchase. They avoid buying what you offer because they place a higher priority on spending money for something else. What is the most nagging problem you can solve for prospects in your targeted market? Make it real to them how they’ll feel when your product or service eliminates that problem. Use postcards to communicate how they can get their problem solved.

Postcards Work.

c) No hurry.

People tend to drag their feet after they decide to buy something. The longer they wait to purchase the more likely they are to forget why your product or service is valuable or even absolutely necessary to them. Keep your message in front of them with repetitive mailings. If you don’t…You’ll lose the business. The reason repetitive mailings are so effective is that they remind your customers and prospects of what they are missing by not having your product or service working for them in their life. You can avoid losing sales because of “no hurry” by rewarding customers for taking immediate action and penalizing those who don’t. For example, offer a special discount price or a special bonus for ordering before a deadline.

Do repetitive mailings to targeted customers and prospects and you will make more sales.

Postcards Work.

d) No trust.

Most people’s fear of losing something is a bigger concern than getting something that they want.

This fear causes them to frequently avoid buying something they truly want.

They don’t want to buy and then find out that your product or service won’t solve their problem. They don’t want to be or even feel ripped off or still at a loss over the solution to their problem.

You must take away their risk in doing business with you.
You must provide a way that they can “trust” you.

If you don’t they won’t buy and you will lose business.

Most people fear losing something they have more than they desire gaining something they want. This fear causes many people to avoid buying something they really want. They’re reluctant to buy because they might not get what they expect from your product or service and they’ll lose their money. You have to remove this perceived risk to avoid losing business because of “no trust”. Here are 3 ways I’ve found effective for any business…

1. Eliminate the risk with an unconditional money back guarantee.

2. Give them testimonials from satisfied customers and/or provide references that prove the quality and reliability of your product or service.

3. Make it easy for your prospects and customers to communicate with you and get their questions and concerns answered. Let them see you and your business are real and that you value getting and keeping their trust and present and future business.

These are really the only 4 reasons why people don’t buy from you. You can increase your sales and profits by knowing them and doing everything you can to mail your postcards to the people and businesses most likely to want and benefit from your products and services, make it clear to them how valuable the benefits of your products and services are to them, get them to see the urgency of getting the value of your products and services now and finally that they can trust you to help them get the benefits you promised your products and services would give them.

When you do all these things, guess what? People will buy from you like crazy. Postcards are a perfect low cost medium to overcome the 4 reasons people don’t buy from you.

Use postcards in repetitive mailings and make your business soar.

Don’t ever forget.

POSTCARDS WORK!

Steve Conn is a Marketing Consultant. He consulted PostcardMania before it could afford its own in-house full-time marketing director. Joy Gendusa founded PostcardMania in 1998; her only assets a computer and a phone. In 2004 the company did close to $9 million in sales and employs over 60 persons. She attributes her explosive growth to her ability to choose incredible staff and her innate marketing savvy. Now she’s sharing her marketing secrets with others. For more free marketing advice, visit her website at http://www.postcardmania.com

Article Source: http://EzineArticles.com/?expert=Steve_Conn

Credit Card Rates - How To Find the Best Creditcard and Rates

March 1st, 2009

 

If you are like most Americans, you have a pile of credit cards bulging in your
wallet. The credit card companies make it easy for us to open more and more card
accounts, each with a higher credit limit. Start using them and you will be in
trouble fast. You may start out using them because they have low interest
rates, but before you know it the six month introductory period is over and you
are paying through the nose to use that money. It certainly would be nice if
that zero percent offer applied all of the time instead of just during the first
six months, but that is not the way the credit cards make their money.

Each day’s mail brings at least one, and usually two or three credit card
offers. Every company, from American Express to Capital wants to put their
credit card in your wallet. They almost seem in the business of advertising
credit cards, instead of the business of lending money. Just think about all of
the paper they are wasting, because most of those offers go in the round file
anyway, right? But maybe you hold onto a few that offer the special low or
zero rates, just in case you want to switch. Because the credit card companies
know how the human mind works, they will give you a zero percent card, but it
only applies to balance transfers. If you make purchases, you will be charged
the higher rate. But they know you will make purchases, so they do not worry much
about that. And once the introductory period is over, the higher rate will apply
on the balance transfer, so they will really start to make money then. Unless
you move fast and put the balance on another credit card with a low rate.

How to keep up with this? Go online and you will be able to find all of the
deals you need to get lower interest rates on your credit cards. The rates and
the offers change constantly, so you can always be up to date when you are
shopping online. But just remember to just move the balances; if you start to
charge on these cards, you will be falling into the trap that the credit cards
want you to fall into and paying them their high interest rates.

Michael Benifez writes on finance matters for http://www.LifeinPalmCoast.com, covering the world of mortgage loans, refinancing, debt reduction and insurance in Palm Coast, Florida and Flagler county. His latest article on debt consolidation in Palm Coast Florida covers steps to reduce debt.

Article Source: http://EzineArticles.com/?expert=Michael_Benifez

Refinance Benefits - Refinancing Could Save You Money

March 1st, 2009

The most common reason most people refinance is to save money, but many people refinance for various other reasons.

1. Refinancing to Lower Your Monthly Payment for an Existing Loan.

You can refinance your existing loan at a lower interest rate thus reducing your monthly loan payments. With interest rates at their lowest for years, you can find some excellent rates - sometimes far much lower than what you’re paying for your current loan or mortgage. Refinancing your mortgage or loan when rates are down could save you hundreds of pounds every month and thousands over the life of your loan.

2. Refinancing to Consolidate Debts.

You may choose to refinance in order to consolidate debts and replace high-interest loans with a low-rate loan. The loans being consolidated may include higher purchase loans, student loans and credit cards. You can clear all your existing credit cards, loans and other debts and replace them all with one low cost cheaper monthly payment. On a £12,000 loan some homeowners can save in excess of £250 a month which is a considerable saving. A debt consolidation loan is a smart solution for anyone who has many outgoing monthly payments. A Refinance loan allows you to repay existing loans from the proceeds of a new loan - the loan is usually secured on property or your home.

3. Refinancing to Reduce the Term of the Loan.

Reducing the term of your loan can help you save money over the life of the loan. For example, refinancing from a 7-year loan to a 3-year loan might result in higher monthly payments, but the total of the payments (or total cost of the loan) made during the life of the loan can be reduced significantly. You’ll also be able to build up your equity faster. Use this free loan calculator (http://www.commercial-mortgage-guide.org.uk/calculator/) to see how the total cost of the loan reduces when the repayment period is shortened. A refinance loan can save you thousands in interest charges over the life of your loan.

4. Refinancing to Switch From Variable to Fixed Rates.

You can also refinance in order to switch from a variable rate loan to a fixed rate loan. The main reason behind this type of refinance is to obtain the stability and the security of a fixed loan. Fixed loans are very popular when interest rates are low, whereas variable rate loans tend to be more popular when rates are higher. When rates are low, you can refinance to lock in low rates. When rates are high, you may prefer the short term discounted variable rate loans to obtain lower payments. A major benefit to refinance is the ability to lock in a low interest rate for the duration of your loan.

5. Refinancing to Switch from One Lender to Another.

Some lenders offer better mortgage or loan deals than others. They may offer better customer support services, more flexible loan repayment terms or just a service that is more suitable for your needs. Refinancing your loan can allow you to drop your current lender and switch to a new one with a better loan or mortgage package.

You should carefully consider the savings you can make by refinancing against the costs and penalties. Any homeowner can refinance, but the point is to find a deal that will improve on your existing mortgage or loan. More articles about refinancing are available at:
http://www.commercial-mortgage-guide.org.uk/refinancing/

© Copyright 2005, Bwalya Mwaba writes for the The Commercial Mortgage Guide. Visit our website for mortgage related news, articles, tools and more: http://www.commercial-mortgage-guide.org.uk/

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